Well, lol. What I did was buy 2 houses where we visit the most, buy a new car, pay off all bills, invested 1/2 total amount in high gain options, opened a business, then split the rest into 3/6/9/12/24 month CD's at the Credit Union. :D If you manage it correctly, you can live off of the interest build from your CD's and never really have to cash any in. When they Tier, you take the interest money out and put it into the bank "High % Money Market Account normally at the Credit Union must have a 100k balance at all times." then take the original amount and put it rite back into the same time CD.
Do you really think that money brings happiness?